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VectraCall AI autonomously calls, qualifies, and books appointments across Medicare Advantage, ACA Marketplace, Life Insurance, Final Expense, and Supplemental Health — fully HIPAA, TCPA, and product-specific compliant on every call, every day of the year.

Book Your Free Demo
HIPAA Included on Every Plan
TCPA Compliant
Medicare + ACA + Life Insurance
No Per-Minute Billing Surprises
Appointment Guarantee in Contract
Free GoHighLevel CRM ($99/mo value)

Join 340+ insurance agencies already using VectraCall

VectraCall Dashboard
Live
247
Calls Today
89
Qualified
31
Booked
AI Calling
Medicare Advantage

Robert M., 67

Call in progress...

Compliance on Every Call

HIPAATCPACMS TPMOSOA CaptureFCC Compliant
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Booked Today
Appointments booked through VectraCall today
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Product Lines
Insurance lines covered on one platform
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Avg. ROI
Average ROI per bound policy at 30% close rate
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Days/Year
Days per year VectraCall books appointments

Live Enrollment Status

Full-Year Enrollment Calendar

Hover segments for compliance notes. White dot = today.

JanFebMarAprMayJunJulAugSepOctNovDec
Medicare AEP
ACA OEP
MA OEP
Life & Final Expense
ACA SEP
Today

Every Line Your Agency Sells

One Platform. Every Product You Offer.

VectraCall's AI knows the difference between Medicare Advantage and an ACA SEP, between final expense and IUL. Every call includes the right compliance language, the right qualification flow, and the right handoff to your agents.

Medicare Advantage

AI qualification · CMS TPMO disclaimer auto-delivered in first 30 sec · SOA digital consent capture · Benefit gap identification

CMS TPMO
Third-Party Marketing Organization disclaimer required by CMS within 30 seconds of call
SOA Automation
Scope of Appointment digital capture — 48-hour waiting period eliminated Oct 1, 2026
HIPAA
HIPAA Business Associate Agreement included on every plan, no upcharge

ACA / Marketplace

SEP trigger qualification · Income and subsidy screening · Plan comparison handoff · OEP campaign automation

HIPAA
HIPAA BAA included on every plan
TCPA
AI voice classified as artificial voice — Prior Express Written Consent required. $500–$1,500 per violation.
FFM Guidelines
Federally Facilitated Marketplace guidelines for ACA enrollment calls

Life Insurance

Needs analysis qualification · Beneficiary conversation · No-medical-exam pre-screen · Appointment with life-licensed agent

TCPA
Prior Express Written Consent mandatory for AI voice calls
State Licensing
State-specific script library — compliant in all 50 states
HIPAA
HIPAA BAA included on every plan

Final Expense

Simplified issue qualification · Age and health screening · Face amount conversation · Same-day appointment booking

TCPA
FCC Global Revocation Rule effective Jan 31, 2027 — one opt-out blocks all future contact
HIPAA
HIPAA-compliant call recording with 6-year retention
State Scripts
State-specific final expense scripts pre-loaded

Supplemental Health

(Cancer, Accident, Critical Illness, Hospital Indemnity) · Gap analysis · Existing coverage review · Enrollment alignment

HIPAA
HIPAA BAA covers all supplemental health product calls
TCPA
TCPA enforcement built into every outbound call flow
Carrier Guidelines
Carrier-specific compliance language auto-loaded per product

Annuities & Retirement

Suitability pre-screen · Retirement income conversation · Advisor handoff scheduling

Suitability Disclosure
NAIC suitability standards — pre-screen before agent handoff
HIPAA
HIPAA BAA included on every plan
01

YOUR LEADS GO COLD BEFORE YOUR AGENTS CALL

Whether it's a Medicare lead, an ACA SEP trigger, or a life insurance inquiry — speed-to-lead determines conversion. VectraCall calls within seconds of lead delivery, 24/7, across every product line.

02

EVERY PRODUCT HAS DIFFERENT COMPLIANCE RULES

Medicare calls need TPMO disclaimers. ACA calls need subsidy disclosures. Life calls need state-specific scripts. Managing compliance manually across product lines creates E&O exposure. VectraCall enforces the right compliance framework per call automatically.

03

YOUR AGENTS WASTE 80% OF THEIR TIME ON UNQUALIFIED CONTACTS

The first call in any insurance sale is qualification. VectraCall does that call — for every product, every day — so your licensed agents only speak to prospects who are eligible, interested, and calendar-confirmed.

How VectraCall Compares

Built for Insurance Agencies. Not Adapted for Them.

Every competitor is either a generic AI voice tool with no insurance knowledge, or a single-product platform. VectraCall is the only platform that covers your full book of business — health, life, and everything in between.

FeatureBESTVectraCall AIBland AIcareCycleConvosoSynthflowVapi
Covers Health + Life Insurance✓ All 6 product lines✗ Generic/no vertical✗ Medicare/ACA only✗ No AI voice✗ Generic✗ Developer tool
HIPAA Compliance✓ Included every plan✓ Included✗ Enterprise only✗ Not listed✗ Enterprise ($30K+/yr)✗ $2,000/mo add-on
Medicare Plan Data Built-In✓ Day one✗ Build yourself✓ Yes✗ No✗ No✗ No
Appointment Guarantee✓ 10 appts or credit✗ None✗ None✗ None✗ None✗ None
CMS TPMO Compliance✓ Automated✗ Manual config✓ Yes✗ Not listed✗ Not listed✗ Not listed
Transparent All-In Pricing✓ Published✓ Per-minute✓ Published✗ Quote only✗ $30K+ min✓ Published
Year-Round Campaign Templates✓ 6 product lines✗ Build yourself✗ Retention only✗ No✗ No✗ No
Starting Price$299/mo~$780/mo (1K calls)$249/mo (capped)~$90/agent/mo, 20-seat min$30,000/yr$0.31/min + $2K HIPAA

No competitor offers an Appointment Guarantee. That is not a marketing claim. It is written into your VectraCall contract.

Book Demo — See the Difference Live

No credit card required · Appointment Guarantee in contract

How VectraCall Works

From Lead to Calendar Appointment — Across Every Insurance Product.

01

Upload Your Lead List

Any product, any source

Upload leads from any source for any insurance product. VectraCall identifies the product line, loads the correct qualification script and compliance framework, and prepares your campaign in minutes.

medicare_leads_q3.csv
aca_sep_triggers.xlsx
life_prospects_2026.csv

Product line auto-detected ✓

02

The AI Calls, Qualifies, and Stays Compliant

Compliance on every call

VectraCall delivers the required compliance language for your product (CMS TPMO for Medicare, HIPAA disclosures for health, state-specific scripts for life insurance), qualifies the prospect, and captures the consent your agents need before they get on the call.

CMS TPMO Disclaimer
HIPAA Disclosure
Eligibility Verified
SOA Consent Captured
03

Your Calendar Fills

Qualified appointments only

Qualified, consent-confirmed prospects are booked directly on your agent's calendar with product-specific notes attached. Double SMS confirmation sent to the prospect. Your agent arrives knowing: the product being discussed, eligibility status, coverage gaps, and preferred contact time.

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6 new appointments booked today

See It Live

Watch VectraCall Book a Real Insurance Appointment

Real Call

This is a real VectraCall conversation — final expense qualification. The same AI handles Medicare Advantage, ACA, life insurance, and supplemental health with the same accuracy and compliance on every call.

Book Demo — Watch It Live

The VectraCall Appointment Guarantee

10 Guaranteed Appointments in 30 Days — Any Product Line.Written Into Your Contract.Or We Credit Your Next Month.

Guarantee Terms

  • 10 calendar-confirmed appointments with qualified prospects
  • Works for Medicare Advantage, ACA, Life, Final Expense, or Supplemental Health
  • Double opt-in SMS confirmation sent to each prospect
  • 24-hour and 2-hour automated appointment reminders
  • Requires minimum 500 contacts loaded in your first campaign
  • Non-delivery = automatic credit applied to next month
  • These exact terms are written into your VectraCall contract

Year-round guarantee — not just during AEP. January, April, August, or October — the guarantee is in your contract every single month.

"I've tried AI calling tools — they didn't work."

Every other tool made promises. We make guarantees. 10 appointments in 30 days or you receive a credit. No other platform in insurance offers this — because they can't back it up.

"What about compliance? I can't risk an E&O claim."

Every VectraCall call includes: CMS TPMO disclaimer in first 30 seconds (Medicare), digital SOA consent capture, HIPAA-compliant call recording with 6-year retention, FCC opt-out enforcement, and product-specific state scripts. Built in. No add-ons. No upcharges.

"Does this work for all my product lines or just Medicare?"

VectraCall handles Medicare Advantage, ACA, life insurance, final expense, and supplemental health — on one platform, one price, one contract. Your agents sell multiple lines. Your AI should too.

Interactive ROI Calculator

10 agents
$10,000
20%
100
Appointments/month
20
Bound policies
$13,200
First-year commission
26x
Month 1 ROI
Your VectraCall cost: $499/month — commission math based on $626–694/policy
Claim Your Guaranteed Appointments

Guarantee terms written into your contract from day one

Simple, All-Inclusive Pricing

One Price Covers Every Product Line Your Agency Sells.

Every plan includes HIPAA BAA, TCPA enforcement, CMS TPMO compliance, ACA compliance workflows, life insurance state script library, SOA capture, AgencyBloc integration, the Appointment Guarantee, free minute credits, and a free fully white-labeled GoHighLevel CRM subaccount ($99/mo value) — regardless of which products your agency sells.

4.9/5 stars from agency owners on compliance confidence

Every VectraCall plan includes FREE calling minutes each month. Go over? Additional minutes are billed at a flat $0.10/min — no surprise tiers, no multipliers. Tracked in real time on your dashboard.

Starter

Solo agents and small teams (1–4 agents)

$299/month
Free Minutes Included

100 min/month free

Additional: $0.10/min

  • 500 contacts per campaign
  • 5 GUARANTEED appointments/month or credit
  • AI outbound calling + AI inbound receptionist
  • HIPAA BAA — included, no upcharge
  • CMS TPMO compliant call flows (Medicare)
  • ACA compliance workflows
  • Life insurance state-specific scripts
  • Digital SOA consent capture
  • HubSpot & Salesforce CRM sync
  • Email support
Free GoHighLevel CRM Subaccount

Fully white-labeled with your agency brand — we set it up for you

$99/month value — included free on every plan

Start Free Trial
MOST POPULAR

Growth

Growing health and life insurance agencies (5–25 agents)

$499/month
Free Minutes Included

200 min/month free

Additional: $0.10/min

  • 1,500 contacts per campaign
  • 10 GUARANTEED APPOINTMENTS/month or credit
  • Pre-built campaign templates for ALL enrollment seasons
  • AgencyBloc native integration
  • Real-time calendar booking with double SMS confirmation
  • 24-hour and 2-hour automated appointment reminders
  • Priority support — 2-hour response SLA
  • ROI performance dashboard with per-product-line tracking
  • Referral program access ($200 credit per referred agency)
Free GoHighLevel CRM Subaccount

Fully white-labeled with your agency brand — we set it up for you

$99/month value — included free on every plan

Book Demo — Slots Filling Fast →

Founding customer pricing — locked for life

Agency

Large agencies and small FMOs (25+ agents)

$999/month
Free Minutes Included

500 min/month free

Additional: $0.10/min

  • Unlimited contacts
  • Custom appointment guarantee — scoped to your agency volume
  • Multi-agent dashboard with individual performance tracking
  • FMO compliance reporting package
  • White-label call introduction (your agency name on every call)
  • Dedicated customer success manager
  • Custom TPMO and state-specific script configuration per carrier
  • Multi-product line campaign management
  • Quarterly business review with VectraCall strategy team
Free GoHighLevel CRM Subaccount

Fully white-labeled with your agency brand — we set it up for you

$99/month value — included free on every plan

Talk to Sales

Every Plan Comes With a $99/Month Bonus — Free.

Your GoHighLevel CRM subaccount is fully white-labeled and configured with your agency's branding, logo, and colors by our onboarding team — at no extra charge. Manage your pipeline, automate follow-ups, and track every VectraCall appointment inside your branded CRM. No GoHighLevel account required.

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VectraCall AI
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GoHighLevel
Combined platform value: $598+/month. Your price: from $299/month.

Free minute credits reset monthly and do not roll over. Additional usage billed at $0.10/min, tracked in real time. A typical Medicare qualifying call averages 4–6 minutes — the Growth plan's 200 free minutes covers approximately 35–50 qualifying calls before overage applies.

How does this compare? Bland AI: ~$780/month for 1,000 calls (usage fees only, no guarantee). Synthflow: $30,000/year minimum. Vapi + HIPAA: $2,348/month before usage. careCycle: $999/month for Medicare/ACA only. VectraCall Growth: $499/month — 200 free minutes, all 6 product lines, 10 appointments guaranteed.

Your Competitors Are Calling Your Leads Right Now.Every Day You Wait Costs You.

Insurance agencies using AI calling close 2.3x more policies per agent per month — across every product line, not just Medicare. VectraCall works 365 days a year: Medicare AEP, ACA OEP, life insurance, final expense, and SEPs. Your book grows every month.

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Are you set up?

What You Get in the Demo

  • Watch VectraCall call a real insurance prospect live
  • See your first campaign set up in under 10 minutes
  • Free compliance audit of your current calling setup
  • Custom ROI projection for your agency size and product mix

“We went from 80 dials per appointment to 12. VectraCall books 23 Medicare Advantage appointments a month for our 8-agent team — all TPMO compliant. We closed $47,000 in first-year commissions in our first 60 days.”

Marcus T.

Agency Owner · Dallas, TX · 8 agents · Medicare + ACA

No credit card required to start
Appointment Guarantee is in your contract — not a marketing promise
HIPAA BAA executed on day one — every product line

Book Your Free 20-Minute Insurance Agency AI Demo

Your selections are sent to your demo specialist so the call is tailored to your exact product lines.